Unlock the value of your credit card rewards. We provide institutional valuation and liquidity for major bank loyalty programs.
Higher valuations for bank rewards programs.
A Credit Card Points Exchange allows cardholders of premium banking programs (like Chase Ultimate Rewards or Amex Membership Rewards) to liquidate their points for cash. Rather than redeeming for statement credits at a fixed low rate (usually 0.6-1.0 cents), DealDecode offers a higher market rate by transferring these assets to travel partners who value them for premium flight bookings.
Maximize your return in four easy steps.
Verify that your credit card points are transferable (e.g., Chase Sapphire, Amex Platinum/Gold, Citi Premier).
Submit your point balance. We often pay 20-40% more than the bank's "cash back" option.
We provide a specific transfer partner account. You initiate the move directly from your bank portal.
Once the transfer hits our partner account (often fast), we wire the funds to you immediately.
We provide market-making services for major financial loyalty programs.
We purchase transferable points from major issuers: Chase Ultimate Rewards®, American Express Membership Rewards®, Citi ThankYou® Points, Capital One Miles, and Bilt Rewards. Cash-back only cards (like the Chase Freedom without a Sapphire card) are typically not eligible unless paired with a premium card.
Almost always. Banks typically offer 1.0 cent per point for cash back. Because we leverage the high value of international business class redemptions, we can often offer significantly more than the bank's base rate, maximizing your return on spend.
No. We never ask for your banking login credentials. You retain full control of your account. We simply provide the destination account details (like an airline loyalty number) for you to transfer the points to.